Owning your practice premises within an SMSF can be a powerful long-term wealth strategy.
At Optometry Finance Australia, we specialise in SMSF commercial property finance, helping optometrists purchase and occupy their own premises through their super fund. This is often combined with practice purchase finance and fitout finance depending on your structure (noting however the fitout cannot be funded in the SMSF).
What is SMSF Property Finance?
SMSF property finance allows your super fund to purchase commercial property using a Limited Recourse Borrowing Arrangement (LRBA).
This typically involves:
- Purchasing your practice premises within your SMSF
- Leasing the property to your operating business
- Building equity within a tax-effective structure
Tailored SMSF Lending Solutions
SMSF lending is highly specialised. We assist with:
- Loan structuring and lender selection
- Practice premises acquisition
- Refinancing existing SMSF loans
- Coordination with accountants and advisers
Where required, we align this with commercial property loans and broader practice funding.
Why Optometry Finance Australia?
We understand the intersection of business, property, and superannuation.
This allows us to deliver:
- Compliant lending solutions
- Access to specialist lenders
- End-to-end support
This information is general in nature and does not take into account your personal circumstances. We recommend seeking independent financial and legal advice before proceeding with any SMSF lending strategy
Speak to an SMSF Finance Specialist
Purchasing your premises through your SMSF can be highly effective when structured correctly.
